CDIPCentre for Development Innovation and Practices-CDIP is a microfinance institution in Bangladesh dedicated to empowering underserved communities. Through financial inclusion, CDIP offers micro-loans, savings, and other innovative services, focusing on improving livelihoods and driving sustainable development. With a strong network of 226 branches across 30 districts, CDIP supports thousands of borrowers in their journey toward economic independence, fostering financial literacy and client satisfaction.
| Maturity Period | Duration (in months) | Initial Deposit Amount | Interest Rate | Payable Profit Amount |
|---|---|---|---|---|
| Completion of 7.5 years | 90 | 1,00,000 | 13.33% | 1,00,000 |
| Incompletion of 7.5 years | 84-89 | 1,00,000 | 12.50% | 87,500 |
| Incompletion of 7 years | 78-83 | 1,00,000 | 12.25% | 79,625 |
| Incompletion of 6.5 years | 72-77 | 1,00,000 | 12.00% | 72,000 |
| Incompletion of 6 years | 66-71 | 1,00,000 | 11.75% | 64,625 |
| Incompletion of 5.5 years | 60-65 | 1,00,000 | 11.50% | 57,500 |
| Incompletion of 5 years | 54-59 | 1,00,000 | 11.25% | 50,625 |
| Incompletion of 4.5 years | 48-53 | 1,00,000 | 11.00% | 44,000 |
| Incompletion of 4 years | 42-47 | 1,00,000 | 10.75% | 37,625 |
| Incompletion of 3.5 years | 36-41 | 1,00,000 | 10.50% | 31,500 |
| Incompletion of 3 years | 30-35 | 1,00,000 | 10.25% | 25,625 |
| Incompletion of 2.5 years | 24-29 | 1,00,000 | 10.00% | 20,000 |
| Incompletion of 2 years | 18-23 | 1,00,000 | 9.75% | 14,625 |
| Incompletion of 1.5 years | 12-17 | 1,00,000 | 9.50% | 9,500 |
| Incompletion of 1 year | 0-11 | 1,00,000 | - | - |
The Double Benefit Scheme is a savings program where your deposit amount doubles after 7.5 years. For example, if you deposit BDT 100,000, you will receive BDT 200,000 at the end of the term.
If you withdraw before the full 7.5 years, your payable profit will be calculated based on how long you kept the deposit. The profit decreases slightly for earlier withdrawals, as outlined in the profit calculation table.
If the scheme reaches maturity (7.5 years), the interest rate applied is 13.33%. If withdrawn earlier, the interest rate reduces incrementally based on the duration, starting from 9.50% for 1.5 years.
The Monthly Benefit Scheme allows you to earn a monthly profit based on your deposit. You can choose a term of either 3 years or 5 years.
Withdrawals can be made within 7 working days after a full month from the account opening date.
If you apply for withdrawal before completing the full term, your monthly profit will be calculated according to the schedule, which decreases based on the remaining time.
The interest rate for the 5-year term is 12.00%, yielding a monthly profit of BDT 1,000 on a BDT 100,000 deposit. The rate decreases slightly if the term is not completed.
Yes, but your profits will be calculated based on the duration for which the funds were kept in the account.
If you withdraw before the completion of 1 year, no profit will be paid. For terms over 1 year, profits will be paid according to the duration as listed in the table provided in your savings plan document.
To withdraw your savings or monthly profits, you need to fill out a withdrawal application form. The application must be submitted before the term ends.
Please enter the amount you want to invest to proceed.
Centre for Development Innovation and Practices-CDIP is a microfinance institution in Bangladesh dedicated to empowering underserved communities. Through financial inclusion, CDIP offers micro-loans, savings, and other innovative services, focusing on improving livelihoods and driving sustainable development. With a strong network of 226 branches across 30 districts, CDIP supports thousands of borrowers in their journey toward economic independence, fostering financial literacy and client satisfaction.
| Maturity Period | Duration (in months) | Initial Deposit Amount | Interest Rate | Payable Profit Amount |
|---|---|---|---|---|
| Completion of 7.5 years | 90 | 1,00,000 | 13.33% | 1,00,000 |
| Incompletion of 7.5 years | 84-89 | 1,00,000 | 12.50% | 87,500 |
| Incompletion of 7 years | 78-83 | 1,00,000 | 12.25% | 79,625 |
| Incompletion of 6.5 years | 72-77 | 1,00,000 | 12.00% | 72,000 |
| Incompletion of 6 years | 66-71 | 1,00,000 | 11.75% | 64,625 |
| Incompletion of 5.5 years | 60-65 | 1,00,000 | 11.50% | 57,500 |
| Incompletion of 5 years | 54-59 | 1,00,000 | 11.25% | 50,625 |
| Incompletion of 4.5 years | 48-53 | 1,00,000 | 11.00% | 44,000 |
| Incompletion of 4 years | 42-47 | 1,00,000 | 10.75% | 37,625 |
| Incompletion of 3.5 years | 36-41 | 1,00,000 | 10.50% | 31,500 |
| Incompletion of 3 years | 30-35 | 1,00,000 | 10.25% | 25,625 |
| Incompletion of 2.5 years | 24-29 | 1,00,000 | 10.00% | 20,000 |
| Incompletion of 2 years | 18-23 | 1,00,000 | 9.75% | 14,625 |
| Incompletion of 1.5 years | 12-17 | 1,00,000 | 9.50% | 9,500 |
| Incompletion of 1 year | 0-11 | 1,00,000 | - | - |
The Double Benefit Scheme is a savings program where your deposit amount doubles after 7.5 years. For example, if you deposit BDT 100,000, you will receive BDT 200,000 at the end of the term.
If you withdraw before the full 7.5 years, your payable profit will be calculated based on how long you kept the deposit. The profit decreases slightly for earlier withdrawals, as outlined in the profit calculation table.
If the scheme reaches maturity (7.5 years), the interest rate applied is 13.33%. If withdrawn earlier, the interest rate reduces incrementally based on the duration, starting from 9.50% for 1.5 years.
The Monthly Benefit Scheme allows you to earn a monthly profit based on your deposit. You can choose a term of either 3 years or 5 years.
Withdrawals can be made within 7 working days after a full month from the account opening date.
If you apply for withdrawal before completing the full term, your monthly profit will be calculated according to the schedule, which decreases based on the remaining time.
The interest rate for the 5-year term is 12.00%, yielding a monthly profit of BDT 1,000 on a BDT 100,000 deposit. The rate decreases slightly if the term is not completed.
Yes, but your profits will be calculated based on the duration for which the funds were kept in the account.
If you withdraw before the completion of 1 year, no profit will be paid. For terms over 1 year, profits will be paid according to the duration as listed in the table provided in your savings plan document.
To withdraw your savings or monthly profits, you need to fill out a withdrawal application form. The application must be submitted before the term ends.
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